Dental coverage
Taking care of your oral health is an important part of your overall well-being. Through your Health Alliance Plan coverage, you have access to dental benefits that can help you stay on top of preventive care and receive treatment when you need it. These benefits are provided through our partnership with Delta Dental, giving you access to a broad network of dental providers.
Our Medicare Advantage HMO1, HMO-POS1 and PPO2 plans cover the following preventive dental services per year:
- Two dental exams
- Two cleanings
- Two fluoride treatments
- One brush biopsy
- A set of bitewing x-rays
Comprehensive services such as root canals, fillings, simple extractions, crowns and crown repairs are also covered. Maximum allowance is $2,000.
You have access to the Delta Dental Medicare Advantage PPO™ network. You may also be eligible for coverage when traveling outside of Michigan. To learn more, call the customer service number on the back of your HAP insurance card. Our customer service representatives are available Oct. 1 through March 31 from 8 a.m. to 8 p.m., seven days a week or April 1 through Sept. 30 from 8 a.m. to 6 p.m., Monday - Friday.
Visiting the dentist? Remember to use your HAP ID card and your 11-digit HAP ID number.
Upgrade your coverage: Optional Medicare Advantage dental packages for purchase
If you are looking for additional dental coverage, HAP and Delta Dental partnered to provide an option. The following plans may purchase additional dental coverage: HAP Medicare Connect (HMO), HAP Medicare MedicalAccess (HMO), HAP Senior Plus Henry Ford Tiered Access (HMO), HAP Medicare Superior (HMO), HAP Senior Plus (HMO-POS), HAP Medicare Prime (PPO), HAP Senior Plus (PPO) and HAP Medicare Explore (PPO). Call the customer service number on the back of your HAP insurance card to learn more. Customer service is available Oct. 1 through March 31 from 8 a.m. to 8 p.m., seven days a week or April 1 through Sept. 30 from 8 a.m. to 6 p.m., Monday - Friday.
| Optional Plan | Delta Dental 50* |
|---|---|
| Monthly premium | $37.90 |
| Individual annual maximum coverage | $2,000 |
| Diagnostic and Preventive Services Coverage | |
| Other diagnostic imaging | 100% |
| Additional tests and examinations | 100% |
| Emergency Palliative Treatment | 100% |
| Comprehensive Services Coverage | |
| 50% |
Medicare Supplement (Medigap) Dental/Vision Packages
With a HAP Medicare Supplement (Medigap) plan, you have three options for additional dental/vision coverage – MS50, MS70 and MS100. Our dental/vision buy-up packages include one vision exam and a $175 allowance for vision hardware such as contact lenses, frames or glasses. Download the Dental and Vision Coverage Guide to learn more.
If you didn’t purchase a buy-up package but would like to, you can add it within 30 calendar days of your effective plan date by calling customer service at (800) 873-7526 (TTY: 711). Customer service is available Monday - Friday from 8 a.m. to 8 p.m.
If you purchased a buy-up package, you will receive a separate ID card from Delta Dental and EyeMed.
Optional add-on dental benefits
| Optional Plans | MS 50 | MS 70 | MS 100* |
|---|---|---|---|
| Bundled dental/vision premium | $52.00 | $68.90 | $63.20 |
| Individual annual maximum coverage | $800 | $1,500 | $2,500 |
| Diagnostic and Preventive Services Coverage | |||
| 100% | 100% | 100% |
| Periodontal maintenance | 100% | 100% | 100% |
| Comprehensive Services Coverage | |||
| 50% | 70% | 50% |
| Other x-rays | 50% | 70% | 70% |
| 50% | 70% | 100% |
| 50% | 50% | 50% |
2026 Medicare Supplement Dental and Vision Coverage
For more information
Delta Dental’s customer service team is available to help you find a dentist and answer benefit questions. Please call (800) 330-2732 (TTY: 711) Monday through Friday, between 8 a.m. and 8 p.m.
Vision services must be provided by an EyeMed Insight network provider. Please see EyeMed's online provider locator to find an EyeMed Insight network provider. For more information, please contact EyeMed at (877) 287-5288 (TTY: 711).
Manage your Medicare Advantage benefits and view personalized plan information
1HMO and HMO-POS plans: Services received from a nonparticipating dentist are not covered. You will be responsible for the full cost of the services.
2PPO plans: Services received from a nonparticipating dentist may result in higher out-of-pocket costs. You will be responsible for the difference between Delta Dental’s payment and the amount charged by the nonparticipating dentist.
*Available with Delta Dental’s Medicare Advantage PPO network only.